Privacy Policy

1. Information We Collect

1.1 Information you provide

• Account information (optional): such as name, email address, and login identifiers if you create an account.
• User content: information you enter into the app (e.g., transactions, budgets, categories, notes).
• Support messages: details you share when contacting support.

1.2 Information collected automatically

• Device and app data: device type, operating system version, app version, language, and timezone.
• Usage data: app interactions, screens viewed, and feature usage (typically aggregated).
• Diagnostics: crash logs and performance data to improve stability.

Note: We do not collect precise GPS location unless you explicitly enable a feature that requires it (and we ask for permission).

2. How We Use Your Information

• To provide and maintain the Service (core app functionality).
• To personalize and improve features and user experience.
• To process subscriptions and manage access to paid features (if applicable).
• To communicate with you (support, important service updates).
• To detect, prevent, and address fraud, security, or technical issues.
• To comply with legal obligations.

3. Data Storage and Security

We take reasonable measures to protect your information using administrative, technical, and physical safeguards. However, no method of transmission or storage is 100% secure.

• On-device storage: Some data may be stored locally on your device.
• Cloud storage (if enabled): If you use sign-in or sync features, your data may be stored on our servers or a cloud provider.

4. Sharing of Information

We do not sell your personal information. We may share information only in these cases:

• Service providers: trusted vendors who help operate the app (e.g., hosting, analytics, crash reporting, payments).
• Legal: when required by law, regulation, or legal process.
• Business transfers: if we are involved in a merger, acquisition, or asset sale (you will be notified where required).
• With your consent: when you choose to share data or enable integrations.

5. Analytics and Crash Reporting

We may use analytics and crash reporting tools to understand usage and improve reliability. These tools may collect device identifiers, event data, and diagnostics.

If you do not use analytics tools, you can remove this section.

6. Payments and Subscriptions (If Applicable)

If the Service offers subscriptions or in-app purchases, payments are processed by Apple through the App Store. We do not receive your full payment information (such as your credit card number). We may receive limited information, such as subscription status and purchase identifiers, to provide paid features.

7. Data Retention

We keep your information only as long as needed to provide the Service, comply with legal obligations, resolve disputes, and enforce our agreements.

8. Your Rights and Choices

• Access / update: You may access or update certain information within the app.
• Delete: You can request deletion of your account and associated data by emailing rajndra.dev@gmail.com.
• Opt-out: You may be able to limit analytics via device settings or in-app settings (if available).

9. Children’s Privacy

The Service is not intended for children under 13 (or the minimum age required in your country). We do not knowingly collect personal information from children.

10. International Transfers

Your information may be processed in countries other than where you live. When we transfer personal information, we take steps to ensure appropriate safeguards are in place.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will update the “Effective date” at the top. Continued use of the Service after changes means you accept the updated policy.